{"id":1450,"date":"2025-01-08T12:24:50","date_gmt":"2025-01-08T03:24:50","guid":{"rendered":"https:\/\/my-moneylife.com\/?p=1450"},"modified":"2025-10-01T18:34:06","modified_gmt":"2025-10-01T09:34:06","slug":"%e5%ae%89%e5%bf%83%ef%bc%81%e5%88%9d%e3%82%81%e3%81%a6%e3%81%ae%e6%96%b9%e3%81%ab%e3%81%8a%e3%81%99%e3%81%99%e3%82%81%e3%81%ae%e3%82%ab%e3%83%bc%e3%83%89%e3%83%ad%e3%83%bc%e3%83%b33%e7%a4%be%e3%82%92","status":"publish","type":"post","link":"https:\/\/my-moneylife.com\/?p=1450","title":{"rendered":"\u5b89\u5fc3\uff01\u521d\u3081\u3066\u306e\u65b9\u306b\u304a\u3059\u3059\u3081\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f33\u793e\u3092\u5fb9\u5e95\u6bd4\u8f03\uff01"},"content":{"rendered":"

\u5f53\u30b5\u30a4\u30c8\u306f\u30d7\u30ed\u30e2\u30fc\u30b7\u30e7\u30f3\u3092\u542b\u307f\u307e\u3059\u3002<\/span>
\n\u5f53\u30b5\u30a4\u30c8\u306e\u53e3\u30b3\u30df\u306f\u304a\u5ba2\u69d8\u306e\u58f0\u306e\u4e00\u90e8\u3092\u63b2\u8f09\u3057\u3066\u3044\u307e\u3059\u3002<\/span>
\nmy-cardlife\u3067\u306f\u3001\u30a2\u30d5\u30a3\u30ea\u30a8\u30a4\u30c8\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u5229\u7528\u3057\u3001\u30a2\u30b3\u30e0\u793e\u542b\u3080\u5404\u4e8b\u696d\u8005\u304b\u3089\u59d4\u8a17\u3092\u53d7\u3051\u5e83\u544a\u53ce\u76ca\u3092\u5f97\u3066\u904b\u7528\u3057\u3066\u304a\u308a\u307e\u3059\u3002<\/span><\/p>\n

\n
\u5f53\u65e5\u4e2d\u306b\u304a\u501f\u5165\u308c\u3092\u3059\u308b\u5834\u5408<\/div>\n

\u6b8b\u308a<\/span>\u6642\u9593<\/span>\u5206<\/span>\u79d2<\/p>\n<\/div>\n

\u521d\u3081\u3066\u306e\u65b9\u306b\u304a\u3059\u3059\u3081\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u6bd4\u8f03\u8868<\/h2>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u4f1a\u793e\u540d<\/td>\n\u30d7\u30ed\u30df\u30b9<\/strong><\/a><\/td>\nSMBC\u30e2\u30d3\u30c3\u30c8<\/strong><\/a><\/td>\n\u30a2\u30a4\u30d5\u30eb<\/strong><\/a><\/td>\n<\/tr>\n
<\/td>\n\"\"<\/a><\/td>\n\"\"<\/a><\/td>\n\"\"<\/a><\/td>\n<\/tr>\n
\u304a\u3059\u3059\u3081\u306e\u65b9<\/span><\/td>\n\u501f\u5165\u3092\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u30d0\u30ec\u305f\u304f\u306a\u3044\u65b9\u30fb\u521d\u3081\u3066\u306e\u65b9
\n<\/strong><\/span>\uff08\u5168\u3066web\u3067\u5b8c\u7d50\u3059\u308b\u305f\u3081\u3001\u90f5\u4fbf\u7269\u304c\u5c4a\u304b\u306a\u3044\uff06\u5b8c\u5168\u30ab\u30fc\u30c9\u30ec\u30b9\uff09<\/strong><\/td>\n		V\u30dd\u30a4\u30f3\u30c8\u3092\u8caf\u3081\u305f\u3044\u65b9
\n<\/span><\/strong><\/span>\uff08\u8fd4\u6e08\u984d\u306e\u5229\u606f\u5206200\u5186\u306b\u5bfe\u3057\u3066V\u30dd\u30a4\u30f3\u30c8\u304c1\u30dd\u30a4\u30f3\u30c8\u8caf\u307e\u308b\uff06\u8fd4\u6e08\u306b\u3082V\u30dd\u30a4\u30f3\u30c8\u304c\u4f7f\u3048\u308b\uff09<\/strong><\/td>\n		\u30a2\u30a4\u30d5\u30eb\u3092\u521d\u3081\u3066\u5229\u7528\u3059\u308b\u65b9
\n<\/span><\/b><\/span>\uff08\u521d\u3081\u3066\u306e\u5229\u7528\u3067\u5951\u7d04\u65e5\u306e\u7fcc\u65e5\u304b\u308930\u65e5\u9593\u7121\u5229\u606f\uff09<\/strong><\/td>\n<\/tr>\n
\u5be9\u67fb\u30b9\u30d4\u30fc\u30c9<\/strong><\/td>\n\u6700\u77ed3\u5206\u203b1<\/span><\/span><\/strong><\/span><\/td>\n\u6700\u77ed15\u5206\u203b1<\/span><\/span><\/strong><\/span><\/td>\n\u6700\u77ed18\u5206\u203b1<\/span><\/span><\/strong><\/span><\/td>\n<\/tr>\n
\u878d\u8cc7\u6642\u9593<\/strong><\/td>\n\u6700\u77ed3\u5206\u203b1<\/span><\/span><\/strong><\/span><\/td>\n\u6700\u77ed15\u5206\u203b2<\/span><\/span><\/strong><\/span><\/td>\n\u6700\u77ed18<\/span><\/strong><\/span>\u5206\u203b1<\/span><\/span><\/strong><\/span><\/td>\n<\/tr>\n
\u91d1\u5229<\/td>\n2.5\uff05~18.0\uff05<\/td>\n3.0%\uff5e18.0%<\/span><\/td>\n3.0%\uff5e18.0%<\/span><\/td>\n<\/tr>\n
\u878d\u8cc7\u9650\u5ea6\u984d<\/td>\n800\u4e07\u5186\u203b2<\/span><\/td>\n800\u4e07\u5186<\/span><\/td>\n800\u4e07\u5186\u203b2<\/span><\/td>\n<\/tr>\n
\u7121\u5229\u606f\u671f\u9593<\/td>\n30\u65e5\u9593\u203b3<\/span><\/td>\n–<\/td>\n30\u65e5\u9593\u203b3<\/span><\/td>\n<\/tr>\n
\u5e74\u9f62\u5236\u9650<\/td>\n18\uff5e74\u6b73\u203b4<\/span><\/td>\n\u6e8020\u6b73\uff5e74\u6b73\u203b3<\/span><\/td>\n\u6e8020\u6b73\u4ee5\u4e0a69\u6b73\u307e\u3067\u203b4<\/span><\/td>\n<\/tr>\n
\u53ce\u5165\u8a3c\u660e\u66f8<\/span><\/td>\n\n

\u3054\u5e0c\u671b\u306e\u304a\u501f\u5165\u984d\u304c50\u4e07\u5186\u3092\u8d85\u3048\u308b\u5834\u5408\u5fc5\u8981\u203b5<\/span><\/p>\n<\/td>\n

–<\/span><\/td>\n50\u4e07\u5186\u307e\u3067\u4e0d\u8981\u203b5<\/span><\/td>\n<\/tr>\n
\u516c\u5f0f\u30b5\u30a4\u30c8<\/td>\n\n
\u8a73\u7d30\u306f\u3053\u3061\u3089<\/a><\/div>\n<\/td>\n
\n
\u8a73\u7d30\u306f\u3053\u3061\u3089<\/a><\/div>\n<\/td>\n
\n
\u8a73\u7d30\u306f\u3053\u3061\u3089<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
\n
\n
\u6ce8\u91c8\u3092\u898b\u308b<\/dt>\n
\u30a2\u30b3\u30e0<\/strong>
\n\u203b1 \u304a\u7533\u8fbc\u6642\u9593\u3084\u5be9\u67fb\u306b\u3088\u308a\u3054\u5e0c\u671b\u306b\u6dfb\u3048\u306a\u3044\u5834\u5408\u304c\u3054\u3056\u3044\u307e\u3059\u3002
\n\u203b2 \u30a2\u30b3\u30e0\u3067\u306e\u3054\u5951\u7d04\u304c\u306f\u3058\u3081\u3066\u306e\u304a\u5ba2\u3055\u307e\u306f\u3054\u5951\u7d04\u306e\u7fcc\u65e5\u304b\u308930\u65e5\u9593\u91d1\u52290\u5186\u3002
\n\u203b3 \u304a\u501f\u5165\u7dcf\u984d\u306b\u3088\u3063\u3066\u53ce\u5165\u8a3c\u660e\u66f8(\u6e90\u6cc9\u5fb4\u53ce\u7968\u7b49)\u304c\u5fc5\u8981\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002
\n\u203b 2023\u5e743\u6708\u671f\uff082022\u5e744\u6708\uff5e2023\u5e743\u6708\uff09\u306b\u304a\u3051\u308b\u6d88\u8cbb\u8005\u5411\u7121\u62c5\u4fdd\u8cb8\u4ed8\/\u6d88\u8cbb\u8005\u91d1\u878d\u696d\u614b\u306b\u304a\u3044\u3066\uff08\u30a2\u30b3\u30e0\u8abf\u3079\uff09<\/span>
\n<\/span><\/p>\n
\n

\u30a2\u30a4\u30d5\u30eb<\/strong>
\n\u203b1\u00a0 \u304a\u7533\u8fbc\u307f\u6642\u9593\u3084\u5be9\u67fb\u72b6\u6cc1\u306b\u3088\u308a\u3054\u5e0c\u671b\u306b\u6dfb\u3048\u306a\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002
\n\u203b2 \u3054\u5229\u7528\u9650\u5ea6\u984d50\u4e07\u5186\u8d85\u3001\u307e\u305f\u306f\u4ed6\u793e\u3092\u542b\u3081\u305f\u501f\u308a\u5165\u308c\u91d1\u984d\u304c100\u4e07\u5186\u8d85\u306e\u5834\u5408\u306f\u6e90\u6cc9\u5fb4\u53ce\u7968\u306a\u3069\u53ce\u5165\u3092\u8a3c\u660e\u3059\u308b\u3082\u306e\u304c\u5fc5\u8981\u3067\u3059\u3002
\n\u203b3 \u306f\u3058\u3081\u3066\u306e\u65b9\u306a\u3089\u6700\u592730\u65e5\u9593\u3002
\n\u203b4 \u304a\u53d6\u5f15\u671f\u9593\u4e2d\u306b\u6e8070\u6b73\u306b\u306a\u3089\u308c\u305f\u6642\u70b9\u3067\u3001\u65b0\u305f\u306a\u3054\u878d\u8cc7\u306f\u505c\u6b62\u3068\u306a\u308a\u307e\u3059\u306e\u3067\u3054\u6ce8\u610f\u304f\u3060\u3055\u3044\u3002\u4e00\u90e8\u5546\u54c1\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002
\n\u203b5 \u6700\u592750\u4e07\u5186\u4ee5\u4e0b\u306f\u539f\u5247\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u4e0d\u8981(\u30a2\u30a4\u30d5\u30eb\u5229\u7528\u9650\u5ea6\u984d50\u4e07\u5186\u4ee5\u4e0b\u3001\u4e14\u3064\u4ed6\u793e\u542b\u3081\u305f\u501f\u5165\u7dcf\u984d100\u4e07\u5186\u4ee5\u4e0b\u306e\u5834\u5408\uff09\u3002
\n<\/span><\/p>\n

\n

\u30d7\u30ed\u30df\u30b9<\/strong>
\n\u203b1 \u7533\u8fbc\u306e\u66dc\u65e5\u3001\u6642\u9593\u5e2f\u306b\u3088\u3063\u3066\u5e0c\u671b\u306b\u6dfb\u3048\u306a\u3044\u5834\u5408\u3042\u308a\uff08\u7fcc\u65e5\u4ee5\u964d\u306e\u53d6\u308a\u6271\u3044\u306b\u306a\u308b\u5834\u5408\u304c\u3042\u308a\uff09\u3002
\n\u203b2 \u65b0\u898f\u5951\u7d04\u306e\u3054\u878d\u8cc7\u4e0a\u9650\u306f\u3001\u672c\u5be9\u67fb\u306b\u3088\u308a\u6c7a\u5b9a\u3068\u306a\u308a\u307e\u3059\u3002
\n\u203b3 30\u65e5\u9593\u7121\u5229\u606f\u30b5\u30fc\u30d3\u30b9\u306b\u306f\u3001\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u306e\u767b\u9332\u3068WEB\u660e\u7d30\u5229\u7528\u767b\u9332\u304c\u5fc5\u8981\u3067\u3059\u3002
\n\u203b4 \u9ad8\u6821\u751f\uff08\u5b9a\u6642\u5236\u9ad8\u6821\u751f\u304a\u3088\u3073\u9ad8\u7b49\u5c02\u9580\u5b66\u6821\u751f\u3082\u542b\u3080\uff09\u306f\u7533\u3057\u8fbc\u307f\u3067\u304d\u307e\u305b\u3093\u3002
\n\u203b5 18\u6b73\u30fb19\u6b73\u306f\u5fc5\u9808\u3002
\n<\/span><\/span><\/p>\n

\n

SMBC\u30e2\u30d3\u30c3\u30c8<\/strong>
\n\u203b1 \u7533\u8fbc\u306e\u66dc\u65e5\u3001\u6642\u9593\u5e2f\u306b\u3088\u3063\u3066\u5e0c\u671b\u306b\u6dfb\u3048\u306a\u3044\u5834\u5408\u3042\u308a\uff08\u7fcc\u65e5\u4ee5\u964d\u306e\u53d6\u308a\u6271\u3044\u306b\u306a\u308b\u5834\u5408\u304c\u3042\u308a\uff09\u3002
\n<\/span>\u203b2 \u7533\u8fbc\u306e\u66dc\u65e5\u3001\u6642\u9593\u5e2f\u306b\u3088\u3063\u3066\u306f\u7fcc\u65e5\u4ee5\u964d\u306e\u53d6\u6271\u3068\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002
\n\u203b3 \u53ce\u5165\u304c\u5e74\u91d1\u306e\u307f\u306e\u65b9\u306f\u304a\u7533\u8fbc\u3044\u305f\u3060\u3051\u307e\u305b\u3093\u3002<\/span>
\n<\/span><\/span><\/p>\n

\n

\u30ec\u30a4\u30af<\/strong>
\n<\/span>\u203b1 \u7533\u8fbc\u5b8c\u4e86\u5f8c\u6700\u77ed15\u79d2\u3067\u5be9\u67fb\u7d50\u679c\u8868\u793a\u3002<\/span>
\n\u203b2 Web\u7533\u8fbc\u307f\u306e\u5834\u540821\u6642\uff08\u65e5\u66dc\u306f18\u6642\uff09\u307e\u3067\u306e\u3054\u5951\u7d04\u624b\u7d9a\u304d\u5b8c\u4e86\uff08\u5be9\u67fb\u30fb\u5fc5\u8981\u66f8\u985e\u306e\u78ba\u8a8d\u542b\u3080\uff09\u3067\u3001\u5f53\u65e5\u4e2d\u306b\u304a\u632f\u8fbc\u307f\u304c\u53ef\u80fd\u3067\u3059\u3002\u5be9\u67fb\u7d50\u679c\u306b\u3088\u3063\u3066\u306fWeb\u3067\u306e\u3054\u5951\u7d04\u624b\u7d9a\u304d\u304c\u884c\u3048\u306a\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u4e00\u90e8\u91d1\u878d\u6a5f\u95a2\u304a\u3088\u3073\u3001\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u6642\u9593\u7b49\u3092\u9664\u304d\u307e\u3059\u3002
\n\u203b3 \u8cb8\u4ed8\u5229\u7387\u306f\u3054\u5951\u7d04\u984d\u304a\u3088\u3073\u3054\u5229\u7528\u6b8b\u9ad8\u306b\u5fdc\u3058\u3066\u7570\u306a\u308a\u307e\u3059\u3002
\n\u203b4 \u30fb\u501f\u5165\u308c\u6761\u4ef6\u306b\u3088\u3063\u3066\u7121\u5229\u606f\u671f\u9593\u309230\u30fb60\u30fb180\u65e5\u9593\u304b\u3089\u9078\u3079\u308b(\u203b)(\u203b)60\u65e5\u9593\u306e\u7121\u5229\u606f\u671f\u9593\u304c\u9069\u7528\u3055\u308c\u308b\u306e\u306f\u3001\u5951\u7d04\u984d\u304c200\u4e07\u5186\u4ee5\u4e0b\u306e\u65b0\u898f\u5229\u7528\u8005\u3067\u3042\u308a\u3001\u304b\u3064WEB\u304b\u3089\u7533\u8fbc\u3080\u5834\u5408\u3002\u307e\u305f\u3001\u5951\u7d04\u984d\u304c200\u4e07\u5186\u4ee5\u4e0b\u306e\u65b0\u898f\u5229\u7528\u8005\u306f\u3001\u501f\u5165\u984d\u306e\u3046\u30615\u4e07\u5186\u5206\u306b\u5bfe\u3057\u3066180\u65e5\u9593\u306e\u7121\u5229\u606f\u671f\u9593\u304c\u9069\u7528\u3055\u308c\u308b\u30b5\u30fc\u30d3\u30b9\u3092\u9078\u629e\u53ef\u80fd\u3002<\/span><\/span>\u30fb\u300c60\u65e5\u9593\u7121\u5229\u606f\uff08Web\u7533\u8fbc\u307f\u9650\u5b9a\uff09\u300d\u3001\u300c5\u4e07\u5186\u307e\u3067180\u65e5\u9593\u7121\u5229\u606f\u300d\u3001\u300c30\u65e5\u9593\u7121\u5229\u606f\u300d\u306e\u4f75\u7528\u4e0d\u53ef\u3002\u30fb\u3054\u5951\u7d04\u984d\u304c200\u4e07\u5186\u8d85\u306e\u65b9\u306f30\u65e5\u9593\u7121\u5229\u606f\u306e\u307f\u5229\u7528\u53ef\u80fd\u3002\u30fb\u30ec\u30a4\u30af\u3067\u521d\u56de\u5951\u7d04\u306e\u65b9\u304c\u5bfe\u8c61\u30fb\u521d\u56de\u5951\u7d04\u7fcc\u65e5\u304b\u3089\u7121\u5229\u606f\u9069\u7528\u30fb\u7121\u5229\u606f\u671f\u9593\u7d42\u4e86\u5f8c\u306f\u901a\u5e38\u91d1\u5229\u9069\u7528<\/span><\/span><\/dd>\n<\/dl>\n<\/div>\n

\u521d\u3081\u3066\u306e\u65b9\u306b\u304a\u3059\u3059\u3081\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f33\u793e\u3092\u5fb9\u5e95\u6bd4\u8f03\uff01<\/h2>\n